Risk Assessment Your responses will help us assess your risk profile and recommend suitable investment products in line with SEBI (Investment Advisers) Regulations. All information provided will remain strictly confidential and used solely for advisory purposes. Client Information Name *Email Address *Phone * Section 1 – Risk Capacity This section assesses your financial ability to take investment risk based on your income, financial obligations, investment horizon and emergency savings. What is your current age? *Less than 30 years31–40 years41–50 years51–64 years65 years or aboveSelect your primary source of income *SalariedSelf Employed ProfessionalBusinessRental IncomeNo IncomeAnnual Gross Income *Below ₹5 lakh₹5 lakh – ₹10 lakh₹10 lakh – ₹25 lakh₹25 lakh – ₹50 lakhAbove ₹50 lakhHow many financial dependents do you have? *None12–34–5More than 5What percentage of your monthly income is committed towards EMIs *Less than 20%20–40%40–60%60%-80%More than 80%What is your intended investment horizon? *Less than 1 year1-3 years3-5 years5- 10 yearsMore than 10 yearsHow many months of your household expenses do you currently have as an emergency fund (excluding investments meant for long-term goals)? *Less than 1 months1 to 3 months4 to 6 months6 to 9 monthsMore than 9 months Section 2 – Risk Tolerance This section assesses your willingness to accept market fluctuations and investment risk. How long have you been investing in financial markets? *I have never invested beforeLess than 2 years2–5 years5–10 yearsMore than 10 yearsHow frequently do you review your investment portfolio? *Once a yearHalf-yearlyQuarterlyMonthlyWeekly or more frequentlyWhat is your primary investment objective? *Preserve my capital with minimal riskGenerate a regular and stable incomeAchieve balanced growth with moderate riskBuild long-term wealth through market-linked investmentsMaximize long-term capital appreciation by accepting higher riskOverall, which statement best describes you as an investor? *I avoid investment risk completely.I prefer low risk with stable returns.I can accept moderate fluctuations.I can tolerate high volatility for higher returns.I actively seek high-risk, high-return opportunities.What percentage decline in your portfolio can you tolerate without changing your investment strategy? *Up to 5%5%–10%10%–20%20%–30%More than 30%How would you rate your knowledge and understanding of financial products such as Mutual Funds, Equities, Bonds and Market Risks? *I have no knowledge of these investmentsI have basic knowledge but limited understandingI understand the basic features and risksI have good knowledge and have invested in different asset classesI have advanced knowledge and fully understand the associated risks Section 3 – Behavioural Assessment This section helps us understand your investment behaviour and decision-making during different market situations. How would you react if your investment portfolio declined by more than 20% in a short period? *Sell all investment immediatelySell a major portion of my investmentsI will review my investments and changes only if necessaryI will stay invested because my investment horizon is long-termI will invest more to take advantage of lower priceIf your investments perform significantly better than expected, what would you most likely do? *Book profits immediatelyBook some profitsContinue with my original investment planReview my financial plan before decidingIncrease my investment if it remains aligned with my financial goals and risk profileIf you require funds unexpectedly, what would you most likely do? *Use emergency savingsRedeem short-term or liquid investmentBorrow temporarilyRedeem most or all of my long-term investmentsSell all investment immediatelyRisk Capacity ScoreRisk Tolerance ScoreBehavioural Assessment ScoreTotal Risk Score Section 4 – Suitability Assessment This section helps us understand your investment objectives, financial needs and preferences to recommend suitable investment solutions based on your risk profile. What is your primary financial goal for this investment? *Retirement PlanningWealth CreationChild’s EducationChild’s MarriageHome PurchaseRegular IncomeCapital PreservationApproximately what percentage of your current financial investments is invested in equity-oriented products (including equity mutual funds and shares)? Less than 20% *20%–40%41%–60%61%–80%More than 80%Not SureDo you currently have adequate Health Insurance coverage for yourself and your family (where applicable)? *YesNoNot SureDo you currently have adequate Life Insurance coverage for your financial responsibilities (where applicable)? *YesNoNot ApplicableNot SureHow would you prefer to invest? *Systematic Investment Plan (SIP)Lump SumCombination of SIP and Lump SumIs there any additional information that you would like us to consider while preparing your investment recommendations? *Please mention any significant financial commitments, expected major expenses, family circumstances, business cash-flow requirements, existing investment preferences or restrictions, or any other information that may be relevant to your investment advice.NoYesPlease provide the additional information.Submit
